How Does It Work?

Getting an auto loan is easier than ever with Auto Loan USA. Every step of our application process is straightforward and simple. Our customer’s get special new and used car pricing, in addition, to access to top-tier national lenders and credit unions. Get approved today regardless of your credit at AutoLoanUSA.com

How can I apply?

The easiest way to apply is to apply online. Our application form is secured by national form security leader, WUFOO, and your information won’t be shared with anyone but us. It’s just as easy to apply by phone by calling (800) AUTO-LOAN and speaking with an online representative.

Who are we?

Auto Loan USA is a special finance dealership, just north of Seattle in Lynnwood, Washington. We’re part of the Pierre Group of auto dealerships. Because of our affiliation with this group, we have access to excellent banks, thousands in inventory and a dedicated team of special finance professionals.

What does it take to get approved?

Getting financed for a new or used car, truck or SUV is easier than you’d think with AutoLoanUSA.com. To qualify you’ll have to be able to prove a few things like income and residence. This can be done with pay stubs, job letters, tax returns, bank statements and household bills. You’ll also need to have a Washington State Drivers License. We generally look for applicants to make over $1,250 per month BEFORE taxes are taken out of your check.

If I’m self-employed, can I qualify?

Absolutely! We have local and national banks that lend money to customers all sorts of business owners. We work with lots of local landscaping companies, carpet cleaners, real-estate agents, restaurants, tattoo shops and even other car dealerships! We’re more than happy to help you find a work car or work trucks that will help your business continue to grow.

My credit is really bad… like bad!

It’s okay, we’re here to help you. We’re located in Lynnwood, if you’re more than 30 minutes away, we’ll make sure that we do a very in-depth analysis of your credit before coming in. There’s no sense in driving up from somewhere like Puyallup, Olympia or Tacoma only to have to drive back because we need more time. Yes, we can help you! No, it won’t always be easy, but we’ll work incredibly hard to make sure that you get a car you’re happy with.

What kind of payments and interest can I get?

Our car loan payments start at $89 and go up from there depending on a combination on your job, residence and credit history. Interest rates start at 0% on some of our new car specials. Prime credit scores often fetch interest rates as low as 1.99% APR on approved credit. We do everything possible to avoid high interest, short-term loans. We always aim to help you get the lowest interest and payment combination possible on your auto loan.